Our service flows through a partnership we would establish with you, beginning with a keen understanding of your financial goals. We agree with the old adage “if you don’t know where you want to go, any road will take you there.” Instead, we’ll take the time to learn about you or your business and help you plan a holistic (and realistic) path to your financial destination.
We work with individuals every day. We also work with companies, including not-for-profits and charitable trusts. Our areas of focus include:
- Wealth Management Strategies
- 401(K) and Profit Sharing Retirement Plans
- Non-Profit Investments
- Trust and Foundation Investments
- Retirement Planning
- Estate Planning
- Insurance Evaluations
- Charitable Trust Investments
- Family Succession Planning
What makes us unique?
In-House Money Management and Financial Planning
Many brokerage firms and advisory firms outsource their money management or financial planning. Our advisory services are all in-house, including the portfolio manager, financial planner, and the client account administrators. The people who help with client questions and concerns are the same people who manage clients’ portfolios and execute the trades. The entire MCA staff is knowledgeable of each client’s individual situation and is dedicated to our clients’ financial well-being. As a client, you are given direct access to your primary portfolio manager, who studies the market and monitors your account on a daily basis.
Because we are fee-based, we are able to offer advice without commission or quota pressures. Our clients pay us directly and we receive no additional income from any other source. The fee we are paid is based upon a percentage of assets under management, which motivates us to do the best we can to grow our clients’ accounts and reduce expenses charged to the account.
Managing assets in-house gives us a great deal of flexibility in portfolio design, implementation and management. Accordingly, we are able to design individual portfolios for each client. Our primary focus is to build portfolios that are uniquely suited to each client’s individual needs and goals, and we actively manage those portfolios to the client’s risk tolerance and specific objectives.
Our clients are provided with monthly statements that detail portfolio holdings, values, and transactions for the month. MCA provides a detailed quarterly portfolio report, which also illustrates current percentage asset allocation, returns for each security, and portfolio performance.
We utilize state-of-the-art technology to conduct our research. Our Schwab Research allows us to monitor and research any publicly traded security in the world. We also use Standard & Poor’s, Dorsey Wright, Morningstar, S&P Capital IQ Report, Goldman Sachs, and a multiple menu of other sources.